/* Mortgage Calculator v2 — institutional research-tool visual language */
.mortgage-v2{--navy:#0a2238;--teal:#16a394;--teal-dark:#0b6b62;--ink:#16242e;--muted:#667985;--line:#d9e3e8;background:#f6f8f9;color:var(--ink)}
.mortgage-v2 .container{max-width:1180px}
.mortgage-v2 .site-header{background:var(--navy);box-shadow:none;border-bottom:1px solid rgba(255,255,255,.1);padding:12px 0}.mortgage-v2 .site-header .container{gap:18px}.mortgage-v2 .nav{gap:2px}.mortgage-v2 .nav a{color:#c9d8e2;border-radius:0;padding:8px 10px;font-size:.88rem}.mortgage-v2 .nav a:hover{background:transparent;color:#fff}.mortgage-v2 .nav .nav-cta{margin-left:8px;border:1px solid rgba(255,255,255,.22);padding-left:14px;padding-right:14px}.mortgage-v2 .search-toggle,.mortgage-v2 .theme-toggle,.mortgage-v2 .nav-toggle{color:#fff}
.mortgage-v2 .tool-hero{background:linear-gradient(135deg,var(--navy),#0e304b 72%,#0d3c4d);color:#fff;padding:42px 0 28px;border-bottom:1px solid rgba(255,255,255,.08)}.mortgage-v2 .tool-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:48px;align-items:end}.mortgage-v2 .tool-eyebrow{margin:0 0 10px;color:#8eddd3;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.mortgage-v2 .tool-hero h1{margin:0;color:#fff;font-size:clamp(2.3rem,5vw,4.5rem);line-height:1;letter-spacing:-.04em}.mortgage-v2 .tool-hero .sub{max-width:760px;margin:16px 0 0;color:#cbd9e2;font-size:1rem;line-height:1.6}.mortgage-v2 .hero-facts{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid rgba(255,255,255,.22);border-bottom:1px solid rgba(255,255,255,.22)}.mortgage-v2 .hero-fact{padding:14px 0}.mortgage-v2 .hero-fact+.hero-fact{padding-left:18px;border-left:1px solid rgba(255,255,255,.18)}.mortgage-v2 .hero-fact span{display:block;color:#9eb3bf;font-size:.66rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.mortgage-v2 .hero-fact strong{display:block;margin-top:4px;color:#fff;font-size:.98rem}
.mortgage-v2 .tool-shell{padding:36px 0 12px}.mortgage-v2 .calc-shell{border:0;box-shadow:none;background:transparent}.mortgage-v2 .calc-grid{gap:18px;align-items:start}.mortgage-v2 .calc-panel{border:1px solid var(--line);border-radius:6px;box-shadow:none;background:#fff}.mortgage-v2 .calc-panel.inputs{padding:26px}.mortgage-v2 .calc-panel.results{padding:28px}.mortgage-v2 .calc-panel h2{font-size:1.1rem;letter-spacing:-.01em}.mortgage-v2 .field{margin-bottom:18px}.mortgage-v2 .field label{font-size:.78rem;font-weight:800;letter-spacing:.03em;color:var(--ink)}.mortgage-v2 .input-affix,.mortgage-v2 input,.mortgage-v2 select,.mortgage-v2 .preset,.mortgage-v2 .mort-type{border-radius:4px}.mortgage-v2 .preset,.mortgage-v2 .mort-type{box-shadow:none}.mortgage-v2 .preset.active,.mortgage-v2 .mort-type.active{border-color:var(--teal-dark);background:#edf8f6}.mortgage-v2 .privacy-note{color:var(--muted)}
.mortgage-v2 .result-head{margin-bottom:8px}.mortgage-v2 .result-head .label{color:var(--teal-dark);font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.mortgage-v2 .fv{font-size:clamp(3rem,6vw,5.25rem);line-height:.95;letter-spacing:-.05em;font-variant-numeric:tabular-nums;color:var(--ink)}.mortgage-v2 .result-metrics{margin:24px 0 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:repeat(2,1fr)}.mortgage-v2 .result-metric{padding:14px 0}.mortgage-v2 .result-metric+.result-metric{padding-left:18px;border-left:1px solid var(--line)}.mortgage-v2 .result-metric b{font-size:1.2rem}.mortgage-v2 .result-metric em{font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.mortgage-v2 .insight-card{margin-top:18px;background:var(--navy);border:0;border-radius:5px;padding:20px}.mortgage-v2 .insight-card-title{color:#8eddd3;font-size:.7rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.mortgage-v2 .result-insight{color:#fff;margin:8px 0 0;line-height:1.55}.mortgage-v2 .scenario-box,.mortgage-v2 .collapse{border:1px solid var(--line);border-radius:4px;box-shadow:none;background:#fff}.mortgage-v2 .scenario-box summary,.mortgage-v2 .collapse summary{font-weight:800}.mortgage-v2 table{border-collapse:collapse}.mortgage-v2 th{background:#f1f5f7;color:var(--muted);font-size:.68rem;text-transform:uppercase;letter-spacing:.07em}.mortgage-v2 td,.mortgage-v2 th{border-color:var(--line)}.mortgage-v2 .split{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:6px 0}.mortgage-v2 .split-row{padding:10px 0;border:0}.mortgage-v2 .chart-box{border:1px solid var(--line);border-radius:4px;box-shadow:none}.mortgage-v2 .actions .btn{border-radius:4px;box-shadow:none}
.mortgage-v2 .research-note{margin:18px 0 0;padding:14px 16px;border-left:3px solid var(--teal);background:#f3f8f9;color:var(--muted);font-size:.8rem;line-height:1.55}.mortgage-v2 .research-note strong{color:var(--ink)}.mortgage-v2 .support-section{padding:44px 0;background:#fff}.mortgage-v2 .support-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.mortgage-v2 .support-panel{border:1px solid var(--line);padding:24px;background:#fff}.mortgage-v2 .support-panel.dark{background:var(--navy);color:#fff;border-color:var(--navy)}.mortgage-v2 .support-panel .kicker{font-size:.68rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--teal-dark)}.mortgage-v2 .support-panel.dark .kicker{color:#8eddd3}.mortgage-v2 .support-panel h2{margin:6px 0 10px;font-size:1.3rem}.mortgage-v2 .support-panel p,.mortgage-v2 .support-panel li{font-size:.86rem;line-height:1.6;color:var(--muted)}.mortgage-v2 .support-panel.dark p,.mortgage-v2 .support-panel.dark li{color:#c0d0da}.mortgage-v2 .support-panel a{font-weight:700;color:var(--teal-dark)}.mortgage-v2 .support-panel.dark a{color:#8eddd3}.mortgage-v2 .editorial-section{padding:18px 0 48px;background:#fff}.mortgage-v2 .editorial-page{border-top:1px solid var(--line);padding-top:28px}.mortgage-v2 .editorial-page h2{font-size:1.35rem;margin-top:28px}.mortgage-v2 .editorial-page p,.mortgage-v2 .editorial-page li{color:var(--muted);line-height:1.7}.mortgage-v2 .site-footer{background:var(--navy)}
html[data-theme="dark"] .mortgage-v2{--ink:#e8f0f4;--muted:#aabac4;--line:#294252;background:#0b1924}.mortgage-v2[data-theme="dark"] .calc-panel,html[data-theme="dark"] .mortgage-v2 .calc-panel,html[data-theme="dark"] .mortgage-v2 .scenario-box,html[data-theme="dark"] .mortgage-v2 .collapse,html[data-theme="dark"] .mortgage-v2 .support-panel,html[data-theme="dark"] .mortgage-v2 .support-section,html[data-theme="dark"] .mortgage-v2 .editorial-section{background:#102635;color:#e8f0f4}.mortgage-v2[data-theme="dark"] .research-note,html[data-theme="dark"] .mortgage-v2 .research-note{background:#102b32}.mortgage-v2[data-theme="dark"] th,html[data-theme="dark"] .mortgage-v2 th{background:#173242}
@media(max-width:900px){.mortgage-v2 .tool-hero-grid,.mortgage-v2 .support-grid{grid-template-columns:1fr}.mortgage-v2 .hero-facts{max-width:520px}}@media(max-width:640px){.mortgage-v2 .tool-hero{padding-top:32px}.mortgage-v2 .hero-facts,.mortgage-v2 .result-metrics{grid-template-columns:1fr}.mortgage-v2 .hero-fact+.hero-fact,.mortgage-v2 .result-metric+.result-metric{border-left:0;border-top:1px solid var(--line);padding-left:0}.mortgage-v2 .hero-fact+.hero-fact{border-color:rgba(255,255,255,.18)}}